South African Insurance Association

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About Us



The South African Insurance Association (SAIA) is the representative body of the short-term insurance industry. It represents the industry to all relevant stakeholders to ensure a sustainable and dynamic industry. SAIA has 59 members, comprising all categories of short-term insurers, including reinsurers. Its members abide by the SAIA Code of Conduct, which ensures adherence to best-practice industry standards and self-regulation.


To promote and represent the interests of the short-term insurance industry, while leading and enhancing the efforts of the industry to become recognised and trusted as an important contributor to the South African economy and society.


  • To encourage fair and ethical treatment of short-term insurance customers
  • To favourably represent the short-term insurance industry in such a way that all stakeholders have trust and confidence in the industry
  • To create an environment in which industry members can share information, debate important and relevant issues, and create a common vision for the short-term insurance industry
  • To create opportunities for the industry and to embark on initiatives that will enhance its image and reputation amongst all stakeholders
  • To promote understanding of short-term insurance to all stakeholders
  • To promote awareness of the industry and its contributions to society and the South African economy

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MBR Certification

ar 2018


From the Desk of the Chief Executive- SAIA Bulletin March 2019

From the Desk of the Chief Executive- SAIA Bulletin March 2019 Apr 15, 2019

The South African Insurance Association (SAIA) Board recently met to deliberate on the key focus areas of our business for the next three years. In considering our focus areas, the Board also noted the challenging economic conditions within which the whole financial sector has been operating under over the past decade.

Business for Road Safety 2019-2020- SAIA Bulletin March 2019

Business for Road Safety 2019-2020- SAIA Bulletin March 2019 Apr 15, 2019

In January 2019, the Business for Road Safety Forum (BRS) approved its 2-year strategy which is to be implemented effective 2019. This strategy is in alignment with the South African National Road Safety, and its intended at making a measurable impact within the last 2 years of “the decade of action”.

Underwriting Practices- SAIA Bulletin March 2019

Underwriting Practices- SAIA Bulletin March 2019 Apr 15, 2019

Recent years have shown a substantial increase in losses within the personal and commercial property classes of business of insurers in South Africa. Classes mostly affected include fire, business interruption, buildings and assets. The majority of the causes of these losses have been attributed to changing weather patterns and the severe water scarcity being experienced in many areas. Flooding of highways, severe hailstorms, tornado’s, wildfires and drought conditions across several provinces are some of the contributing factors.

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R80 million Spent on consumer ed.
35% Est. vehicles insured
R102.8 billion Gross written premium
56 Member companies